10 Things to Consider Before Buying a House in Baguio City

Ever dreamed of owning a house high up in the mountains? The process of buying a house in Baguio City, Philippines can be overwhelming and difficult especially if you’ve never done it before, but it’s important to buy the right type of property for your needs.

Deciding which neighborhood to buy a house in, figuring out how much you can afford and finding the right type of property are all things that need to be considered before making one of the biggest purchases of your life.

If this sounds daunting, don’t worry – there are tons of resources available to help guide you through every step! We have created this article as an overview for those who want some guidance on what they should keep in mind when looking for their new Baguio house and lot. Let’s get started!

1. What type of property do you want?

what type of property

There are all sorts of different types of houses available in Baguio City, from apartments and condominiums to detached houses and townhouses. You need to decide what type of property you want before you start looking for houses.

Different types of houses have different amenities and costs, so it’s important to know exactly what you want before you buy a house in Baguio City.

2. What neighborhood do you want to live in?

Not all neighborhoods are created equal. You need to think about what neighborhood you want to live in before you buy a house.

Do you want to buy a house in Baguio’s central business district? Do you want to buy a house near the university or hospital? Do you want to build a home in a nearby town near the city?

If you buy a house in the wrong neighborhood it might not be as enjoyable of an experience as if you buy one in the right neighborhood.

3. How much can you afford?

How much can you afford

Figuring out how much money you can spend on a property is vital. You need to decide what type of budget you have available for buying a house, and then look at the homes that are within that price range. You can buy a house in Baguio City for anywhere between $50,000 and $5,000,000.

If you buy more than you can afford, you will be forced to borrow money and carry extra debt. And don’t forget that if it’s your first house, the bank is going to check your credit rating to see if you are responsible enough to buy a home.

This is where we come in: we offer real estate services for both buyers and sellers in Baguio City, helping locals and foreigners buy property in the Philippines without all of the stress. Our team has over 10 years experience in the field and our services are free for anyone buying through us.

4. What condition is the property in?

You need to buy a house that’s in decent condition. Before you buy your new home, it’s important to think about what condition the property is in. You don’t want to buy a house that needs a lot of repairs, so try and buy one that’s in good condition.

If you’re buying old houses, be aware that some might have more needed repairs than others, so it’s smart to hire a home inspector.

A home inspector will go through the house and check for any damages or problems with the structure of the building. If you buy a house without having it inspected first, you could be buying a big headache.

5. What are the surroundings like?

surroundings you like

The location of your new home is very important—you need to buy a house that’s in an area that you feel comfortable living in. Try and buy a property in an area that’s close to all of the places that you frequent, like work and schools.

It’s best to buy a house that has good access to roads and walkways. You can’t go wrong living near or inside a subdivision as well, as the houses there are usually equipped with all of the necessary amenities like security and maintenance services.

6. Are there schools nearby?

The neighborhood where your new house is located will play a huge role in how good your children’s education is, so buy a house near schools.

If you buy a house in a neighborhood with no schools, your children will have to commute long distances to attend classes. It might be more convenient for you if they are already near the school, but their grades are likely to suffer because of it.

7. Do you have everything you need?

everything you need

You need to buy a house that has all of the amenities you want, like a car parking area and a garden. Buy a house with a pool if you love swimming, buy a house with a garden if you enjoy gardening, buy a house with a garage if you need somewhere to house your car.

8. Do you have enough space?

You need to buy the right sized property for your needs. A good rule of thumb is to buy a house with at least twice the square footage of your current home. You will need room for furniture, appliances, storage and maybe even a car or two.

If you’re currently living in an apartment, buy a townhouse so that you have more space to move around in. If your children are in school, buy a property that will accommodate them when they become teenagers. If you live in an area with cold weather, buy a house that has larger windows so that there’s no condensation.

9. What are the utility bills like?

utility bills

You need to buy a property where your monthly utility bills won’t be too high. It’s important to buy a house where your monthly utility bills will be more affordable, so buy one in an area that has good weather all year round.

You can buy a house in Baguio City, where utility bills will be cheap and you’ll save more because of it.

10. Is it the right location?

You need to buy a property that’s near places you frequent, like school or work. It’s better to buy a property that has public transport that’s near by because then you don’t have to buy a car.

You also need to buy a house in a place where there is a lower risk of natural disasters occurring. For example, buying a house in the valley is less safe than buy one on higher ground.

The Bottom Line

bottom line

Buying a house can be overwhelming, but it’s not impossible. The tips above should help you buy your first property with ease and take the guesswork out of the process.

Knowing what to look for in a house will save you from making costly mistakes down the line, like buying an old home that needs expensive repairs or living too far away from work and school so that kids have long commutes every day. You shouldn’t be in a rush to buy a house a house and lot without doing due diligence.

Buying a new place is one of life’s biggest decisions, but it doesn’t need to be stressful!

Let our team find the right property for you today by calling us or emailing us using our contact form. We’re waiting to hear from you!

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